Foreclosure Lot for Sale, Blaine, MN

CONTRACTORS CAPITAL CORPORATION

Contract for Deed / Seller Financing Available

Loan #: 3091
Legal Description : Lot 8, Block 1, The Sanctuary Fifth Addition
Address: Blaine , MN
Discounted Price : $ 114,900.00 Original FMV : $ 125,000.00

Property Description:

Lot = 107 x 196 x 67 x 196; city sewer and water

It's a great time to purchase land -- plan ahead for your future

For more information or for a personal showing, please contact:
Ryan 763.784.3400 or 612.961.2140 or email ryan@contractorscapital.com
Jerry 612.867.4141 or email jerry@contractorscapital.com

Foreclosure Lot for Sale, Baldwin Township, MN

CONTRACTORS CAPITAL CORPORATION
Contract for Deed / Seller Financing Available


Loan #: 3215
Legal Description : Lot 2, Block 1, Wilderness Shores 2nd Addition
Address: Baldwin Township, MN
Discounted Price : $ 65,000.00 Original FMV : $ 100,000.00

Property Description:
Corner Lot measuring 379 x 210; well and septic

It's a great time to purchase land -- plan ahead for your future

For more information or for a personal showing, please contact:

Ryan 763.784.3400 or 612.961.2140 or email ryan@contractorscapital.com
Jerry 612.867.4141 or email jerry@contractorscapital.com

House for Sale, Andover, Minnesota

CONTRACTORS CAPITAL CORPORATION

Presents



Loan #: 60013

Address:

14428 Flintwood Street NW
Status: Completed Andover, MN

Discounted Price: $339,900.00 Original FMV: $339,900.00

This Home Features:

2 Story, 4 bedroom, 3 bathroom, 2488 square feet

For more information or for a personal showing, please contact:


Jerry 612.867.4141 or email jerry@contractorscapital.com

CONTRACTORS CAPITAL CORPORATION

Presents



Loan #: 60012 Address:

14454 Evergreen Street
Status: Completed Andover, MN

Discounted Price: $259,900.00 Original FMV: $259,900.00

This Home Features:

2 Story, 4 bedroom, 3 bathroom, 2035 square feet

For more information or for a personal showing, please contact:


Jerry 612.867.4141 or email jerry@contractorscapital.com

Five Biggest Mistakes Homebuyers Make

1. Not knowing your credit score - The lower your credit score, the chances decrease to negotiate a lower rate an lower fee. Know your FICO score. If your score needs improvement, you can pay down revolving credit balances which can increase your score considerably.

2. Buying a car before a house - Any time customers open a new credit account, auto loan, credit card, etc... their credit score could drop. If there is a new credit in between the approval and the closing, the lender could disqualify the loan.

3. Skimping on a home inspection - Buying a pig in a polk can have serious negative effects at a later date. Many homes purchased in today's market are distressed properties and should be contingent upon an inspection.

4. Not having proper representation - Everyone involved in the transaction (agent, bankers, brokers) have a vested interest in your transaction. You should make sure you have someone that represents just you.

5. No budgeting for insurance - Most homebuyers just don't understand insurance, what it covers, or the various types of coverage. Standard policies cover theft, wind, fire, lightning, and hail. There is no coverage for earthquakes, flooding, or neglect in maintenance. You should also explore a rider for additional insurance.

If you are looking for a home in today's market, we can help. Give us a call at 763-784-3400 or visit our website at www.contractorscapital.com.

Credit Check

4 things that can hurt your credit

Consumers are feeling the pinch right now through the reduced availability of credit. If you are in the market for a new home, a car or even a cell phone, it is more important than ever to make sure your credit is in great shape.

Whenever you apply for any loan, an apartment or even a job, your credit is scrutinized to asses if you are a "good credit risk." If you have a low credit score or a rocky credit history, you will see it in higher interest rates that can cost thousands of dollars more than someone with good credit.

The first step to keeping your credit in good shape is to check your credit report. Some things to look for include:

* Errors on your report
Credit report errors are surprisingly common and can take months to correct. Regularly monitoring your credit report can help you catch mistakes early.

* Debt-to-credit ratio
If you are maxing out your credit cards, lenders take this as a sign that you are borrowing as much as, or more than you can handle. Keep your balances at least 50 percent below your credit limit.

* Late payments
Making all your payments on time means you avoid a black mark on your credit report and can save you hundreds of dollars in late fees.

* Old accounts
Consider leaving old accounts open even if you don't use them much anymore. The length of your credit history is a factor in your credit score so it pays to keep accounts open.

We can assist you with building a home, obtaining a loan for either construction or the final purchase of a home. Give us a call at 763-784-3400 or visit our website at http://www.contractorscapital.com/ for more information.

Going Green

A typical household could trim a utility bill by $500 or more and keep nearly 5,000 pounds of greenhouse gases out of the atmosphere.

$9.50—switch from 100-watt incandescent bulbs to compact fluorescent

$39—reduce shower times by 2 minutes

$40—install a low-flow shower head

$37—turn down the heat 1 degree in the winter

$111—turn it down 3 degrees

$14—raise thermostat 1 degree in summer

$42—raise it 3 degrees

$50—turn off unneeded appliances

$55—turn down water heater from 140 degrees to 120 degrees

$11—close your fireplace flue

$5—pay your bills online

$65—use your dishwasher’s air-dry setting

$57—wash clothes on the cold setting

Source—My Emissions Exchange.

It is still a great time to buy. We can assist you with building a home, obtaining a loan for either construction or the final purchase of a home. Give us a call at 763-784-3400 or visit our website at http://www.contractorscapital.com/ for more information.